Welcome to SAO-RPG!
There are a few things that I'll have to ask you to change or expand upon before I'll be able to approve this journal. To start off, each of the virtues and flaws you listed are required to be a minimum of 3 sentences long. You're required to have 3 virtues and 3 flaws as well, so I'll have to ask that you add in one extra flaw.
Regarding skills and stats, new characters start out with 5 SP. That means that your character would be level one upon creation, and would have 4 HP, in accordance to this guide. Additionally, achieving Rank 1 of any skill requires 5 SP, s